The following cards can be used with the test API to simulate various success and error scenarios.
The following cards issuing country is Australia.
The following cards issuing country is New Zealand.
400 card_declined
{
"error": "card_declined",
"error_description": "The card was declined",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}400 insufficient_funds
{
"error": "insufficient_funds",
"error_description": "There are not enough funds available to process the requested amount",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}400 invalid_cvv
{
"error": "invalid_cvv",
"error_description": "The card verification code (cvc) was not in the correct format",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}400 invalid_card
{
"error": "invalid_card",
"error_description": "The card was invalid",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}400 processing_error
{
"error": "processing_error",
"error_description": "An error occurred while processing the card",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}400 suspected_fraud
{
"error": "suspected_fraud",
"error_description": "The transaction was flagged as possibly fraudulent and subsequently declined",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}502 gateway_error
{
"error": "gateway_error",
"error_description": "An upstream error occurred while processing the transaction. Please try again.",
"charge_token": "ch_lfUYEBK14zotCTykezJkfg"
}400 unknown
{
"error": "unknown",
"error_description": "Sorry, an unknown error has occurred. This is being investigated"
}To simulate an invalid expiry date, provide the API with an expiry date in the past.
The following cards can be used with the test API to elicit a simulated 3D Secure process.
202 accepted
{
"token": "ch_lfUYEBK14zotCTykezJkfg",
"status_message": "Pending",
"redirect_url": "https://sandbox.checkout.com/api2/v2/3ds/acs/sid_feixbit6us3utfedjulm6egnsu"
}202 accepted
{
"token": "ch_lfUYEBK14zotCTykezJkfg",
"status_message": "Pending",
"redirect_url": "https://sandbox.checkout.com/api2/v2/3ds/acs/sid_feixbit6us3utfedjulm6egnsu"
}202 accepted
{
"token": "ch_lfUYEBK14zotCTykezJkfg",
"status_message": "Pending",
"redirect_url": "https://sandbox.checkout.com/api2/v2/3ds/acs/sid_feixbit6us3utfedjulm6egnsu"
}After following the redirect URL and completing the challenge, verifying the charge will result in a declined card error.
200
{
"success": false,
"token": "ch_lfUYEBK14zotCTykezJkfg",
"status_message": "Card Declined",
"error_message": "Card Declined"
}Note the above is just a snippet of the returned response. View the full schema ›
202 accepted
{
"token": "ch_lfUYEBK14zotCTykezJkfg",
"status_message": "Pending",
"redirect_url": "https://sandbox.checkout.com/api2/v2/3ds/acs/sid_feixbit6us3utfedjulm6egnsu"
}After following the redirect URL, verifying the charge will result in a declined card error.
200
{
"success": false,
"token": "ch_lfUYEBK14zotCTykezJkfg",
"status_message": "Card Declined",
"error_message": "Card Declined"
}Note the above is just a snippet of the returned response. View the full schema ›