We recognised in 2011 that Australian small businesses were at a significant disadvantage to similar businesses overseas and larger local businesses, in their ability to accept payments online. An application for an online merchant account with banks took many weeks to process and often was declined due to size or limited history of the business. Payment gateways added further costs and required technical expertise to get up and running.

Founders Grant Bissett and Dominic Pym experienced this problem first-hand and knew others in a similar position waiting for a product such as Pin Payments.

Launched in April 2013, Pin Payments offered Australia’s first all-in-one multi-currency payment system that doesn’t require a merchant account—just an active ABN and an existing Australian bank account.

In 2016, Pin Payments expanded its services to New Zealand. Finally, small businesses in Australia and New Zealand had an easy way to get paid online and be on a level playing field with their local and overseas competitors.

Business to date

  • 12,000+ small businesses using Pin Payments.
  • Typical merchants include online retailers, service businesses whose customers ask for credit card payment options, and software businesses requiring a contemporary API for building payments and disbursements into websites and apps.
  • Support major online commerce platforms and shopping carts such as WooCoommerce, Shopify and Magento. See our integrations.
  • Launched Payouts, an API to support online marketplaces and businesses looking to automate funds disbursement.
  • Launched Recurring Payments, giving businesses access to recurring payments functionality without additional cost or complexity.



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Southern Payment Systems Pty Ltd
t/a Pin Payments
ABN: 46 154 451 582
Level 4, 356 Collins St,
Melbourne VIC 3000

A company

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