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We recognised in 2011 that Australian small businesses were at a significant disadvantage to similar businesses overseas and larger local businesses, in their ability to accept payments online. An application for an online merchant account with banks took many weeks to process and often was declined due to size or limited history of the business. Payment gateways added further costs and required technical expertise to get up and running.
Founders Grant Bissett and Dominic Pym experienced this problem first-hand and knew others in a similar position waiting for a product such as Pin Payments.
Launched in April 2013, Pin Payments offered Australia’s first all-in-one multi-currency payment system that doesn’t require a merchant account—just an active ABN and an existing Australian bank account.
In 2016, Pin Payments expanded its services to New Zealand. Finally, small businesses in Australia and New Zealand had an easy way to get paid online and be on a level playing field with their local and overseas competitors.
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