Standard fees to process payments with your Pin Payments account can be found on our Pricing page. Following are some examples to illustrate what fees you might be charged in each of the possible transaction scenarios.
When a card issued by an Australian bank is used for an AUD currency transaction, it attracts a transaction fee of 1.75% + $0.30 per transaction.
When a card issued by a non-Australian bank is used for an AUD currency transaction, it attracts a transaction fee of 2.9% + $0.30 per transaction.
When a transaction is processed in a foreign currency and settled in AUD, it attracts a transaction fee of 2.9% + $0.30 per transaction.
During the currency conversion to AUD (which happens prior to the transaction fees), a 1.7% FX adjustment to the interbank rate is applied.
When a transaction is processed and settled in a foreign currency (without conversion to AUD), it attracts a transaction fee of 3.9% + $0.30.